The Skinny on Skimming

Protect Your Card Information at ATMs

Skimming happens when devices are illegally installed on card readers at ATMs or other payment terminals such as gas station pumps. Fraudsters can collect card data from the illegal device when a credit or debit card is swiped or inserted and use it steal form victims' accounts. According to fbi.gov, it is estimated that skimming costs financial institutions and consumers more than $1 billion each year.

Here are some tips to help protect yourself from skimming.

• Inspect the ATM before using - look for loose, cracked or crooked pieces, or potential damage to the card reader such as scratches or peeled stickers.
• Check the PIN pad to make sure it is stable and attached to the machine.
• Cover your hand when entering your PIN to prevent cameras from capturing what you press.
• Use ATMs in well-lit, exposed areas.
• When using an indoor ATM, use those that are within view of a store clerk, when possible.
• Monitor your accounts frequently - if you see any unfamiliar charges, report it to Wescom right away at 1-888-4WESCOM (1-888-493-7266).

We also encourage you to sign up for Wescom's free Account Alerts to notify you via text* or email about activity on your account. To report unknown activity or fraud or learn more about payment scams and what you can do to help protect yourself, visit wescom.org/security-center or call us at 1-888-4WESCOM (1-888-493-7266).