Wescom Financial
Wescom Credit Union | Building Better Lives for Southern Californians

Build Your Credit with Confidence: Try a Shared Secured Credit Card

Understanding secured credit cards | Wescom Financial

If you're just starting your credit journey or looking to rebuild your credit score, our shared secured credit card could be the perfect first step toward financial freedom.

What Is a Shared Secured Credit Card?

It’s a credit card backed by a refundable security deposit that you place in your share account. This deposit acts as your credit limit and helps ensure responsible spending while giving you the opportunity to build or improve your credit history.

Why Choose Our Secured Credit Card?

  1. No annual fee *: Keep more money in your pocket while you build your credit.
  2. Safe & secure : Your deposit stays in your share account and is fully refundable.
  3. Credit building made easy : On-time payments and responsible use help you establish a positive credit history over time.

Whether you’re new to credit or working to improve your score, this card is designed to support your financial goals with simplicity and peace of mind.

Take control of your financial future today. Schedule an appointment with one of our Member Service Representatives and begin your credit-building journey with confidence.

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*See Credit Card Disclosure for rates, fees, and other cost information. Terms apply.
All loans and accounts are subject to approval. Terms apply. Insured by NCUA