Wescom Credit Union | Building Better Lives for Southern Californians

How to Spot Work-from-Home Scams

Work From Home Scams | Wescom Credit Union

In recent years, the allure of working from home has only grown stronger. With the flexibility it offers, many individuals are seeking opportunities that allow them to balance work and personal life without the constraints of a traditional office. However, as this trend has flourished, so too have the number of scams targeting unsuspecting job seekers.

Whether it involves being a personal assistant to a high-profile individual or earning money through a car wrap advertisement for a well-known brand, many job offers that promise high pay for minimal work should raise red flags. Scammers often take advantage of people’s desire for financial stability, entangling them in deceptive schemes that can lead to significant financial loss.

Recognizing the Red Flags

The promise of high earnings for a few hours of work each week. If you're approached with an opportunity that seems too good to be true, it probably is. These offers often include tasks that appear straightforward but come with hidden dangers.

Receiving a check for an amount substantially larger than the agreed-upon, under the guise of covering expenses before starting the job. The scammer then instructs the individual to send back a portion of this check as “initiation,” “equipment,” or “training” fees. At first glance, the scenario may seem legitimate, especially if the check clears in your bank account. However, what many fail to realize is that these checks are guaranteed to bounce.

Protecting Yourself from Scams

Here are some crucial tips to help you avoid falling prey to work-from-home scams:

  1. Research the Company: Always look up the company offering the job. Check reviews and see if they have a legitimate online presence. If you can’t find any substantial information about them, it’s likely a scam.
  2. Watch for Unusual Payment Methods: Be cautious if you're asked to receive payment through unconventional methods or if you're required to send money before starting. Legitimate employers won’t typically ask for your money upfront.
  3. Trust Your Instincts: If something feels off about a job offer, pay attention to that gut feeling. It’s better to be safe than sorry.
  4. Ask Questions: Don’t hesitate to ask the employer specific questions about the job role, payment structure, and company operations. Scammers often struggle to provide clear and honest answers.
  5. Be Skeptical of High Pay for Little Work: If an opportunity promises high earnings with minimal effort, it’s a significant red flag. Always scrutinize job offers that seem unusually generous.
  6. Consult Trusted Sources: If unsure, consult with friends, family, or online resources. Some websites specialize in reviewing job offers and identifying scams.

For more tips or to report fraud related to your Wescom account, visit the Wescom Security Center at wescom.org/security-center

« Back